Alpena Cash Advance

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Realistically, many people have a periodic need for short-term financial assistance. When used responsibly, Alpena Cash Advance can provide valuable assistance to these short-term cash needs. However, you should evaluate the costs and benefits of all alternatives before borrowing. Other forms of short-term credit that may be less expensive include a loan from another institution, a credit card cash advance, an account with overdraft protection, or a salary advance.

Once completed, the application is forwarded to the Alpena Cash Advance lender for review. If the applicant meets the minimum requirements they will be notified (typically via email) that they are approved. The payday lender determines the amount of the payday loan, usually between $100 and $500. The amount of the approved payday loan depends on several criteria, usually monthly income, direct deposit, length at residence and job, availability of bank statements and paycheck stubs, number of outstanding NSF's and other Alpena Cash Advance. Repeat customers with an online payday loans lender are more likely to receive larger loan amounts than first time applicants.

Alpena Cash Advance loans are repaid in the same way they are received – by an electronic ACH transaction. On your next payday the loan amount and fees are automatically deducted from your account. If you require an extension or would like to rollover the loan for another pay period, simply contact the lender 48 hours before the loan amount is due.

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	I have a regular source of income.
	I receive at least $1000/month.
	I have a bank account.