Fresno Payday Loan

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Currently, fees charged on Fresno Payday Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Fresno Payday Loan is about $18 per $100 borrowed.

Fresno Payday Loan are an alternative to bouncing checks, pawning personal property, or borrowing money from family and friends. Consumers may also use payday loans to avoid late-payment penalties and negative marks on credit ratings. Ideally, individuals have money saved from each paycheck to prepare for financial shortfalls or unexpected expenses.

Realistically, many people have a periodic need for short-term financial assistance. When used responsibly, Fresno Payday Loan can provide valuable assistance to these short-term cash needs. However, you should evaluate the costs and benefits of all alternatives before borrowing. Other forms of short-term credit that may be less expensive include a loan from another institution, a credit card cash advance, an account with overdraft protection, or a salary advance.

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	I have a regular source of income.
	I receive at least $1000/month.
	I have a bank account.