Lexington Payday Loan |
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| When the fax is received the lender will verify the information is correct and administrate the loan. Most Lexington Payday Loan lenders will electronically deposit the loan amount in the applicant's checking account overnight, depending on the time of day the loan application was received and approved. Lexington Payday Loan lenders typically do not process loans on weekends. Most online Lexington Payday Loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. In most cases the fees charged will double, meaning a $300 payday loan "rolled over" would incur a total fee of $60, requiring a repayment of $420. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly. Currently, fees charged on Lexington Payday Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Lexington Payday Loan is about $18 per $100 borrowed. |
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