Lubbock Payday Loan

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If you recently paid off your Lubbock Payday Loan loan, please be advised that there is a often a waiting period of 3-5 business days before you can apply for a renewal. Lenders must verify that they have successfully received and processed your previous payments.

Currently, fees charged on Lubbock Payday Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Lubbock Payday Loan is about $18 per $100 borrowed.

Most online Lubbock Payday Loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. In most cases the fees charged will double, meaning a $300 payday loan "rolled over" would incur a total fee of $60, requiring a repayment of $420. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly.

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	I have a regular source of income.
	I receive at least $1000/month.
	I have a bank account.