My Payday Loan |
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| If you recently paid off your My Payday Loan loan, please be advised that there is a often a waiting period of 3-5 business days before you can apply for a renewal. Lenders must verify that they have successfully received and processed your previous payments. Applying for My Payday Loan offers several advantages over applying at a traditional payday loan storefront. My Payday Loan applicants apply directly from their home or office computers via the Internet, never having to stand in line and wait in a crowded store. Many people choose to apply for My Payday Loan for personal reasons, because they simply do not feel comfortable going to a store specializing in payday loans and check cashing. Most online My Payday Loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. In most cases the fees charged will double, meaning a $300 payday loan "rolled over" would incur a total fee of $60, requiring a repayment of $420. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly. |
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