My Payday Loan

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The term on payday loans typically range from 4 to 18 days, coinciding with the applicant's next payday. Some lenders charge a flat fee regardless of the length of the My Payday Loan, while some lenders vary the interest rate depending on the length of the My Payday Loan. Most payday loans lenders and affiliates of payday loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday and the subsequent fees are doubled. Reputable online lenders will allow a client to roll over My Payday Loan no more than four times.

My Payday Loan loans are repaid in the same way they are received – by an electronic ACH transaction. On your next payday the loan amount and fees are automatically deducted from your account. If you require an extension or would like to rollover the loan for another pay period, simply contact the lender 48 hours before the loan amount is due.

An advantage of My Payday Loan to most consumers is that they are available to people with no credit, poor credit or bankruptcies. Unlike traditional lenders, My Payday Loan lenders do not request credit bureau reports from Experian, TRW, or Equifax. Instead, larger online payday loans lenders and banks that partner with online payday loans lenders use consumer information services provided by Tele-Track. These services do not check credit history; they simply verify the applicant's banking history information, including status of checking account, number of NSF's and current outstanding My Payday Loan. When applying for online payday loans, it is very important to be truthful and correct in providing information and answering all questions or the application may be declined.

First Name:
Last Name:
E-Mail:

	I have a regular source of income.
	I receive at least $1000/month.
	I have a bank account.