Mascoutah Cash Advance |
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| Currently, fees charged on Mascoutah Cash Advance range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Mascoutah Cash Advance is about $18 per $100 borrowed. An advantage of Mascoutah Cash Advance to most consumers is that they are available to people with no credit, poor credit or bankruptcies. Unlike traditional lenders, Mascoutah Cash Advance lenders do not request credit bureau reports from Experian, TRW, or Equifax. Instead, larger online payday loans lenders and banks that partner with online payday loans lenders use consumer information services provided by Tele-Track. These services do not check credit history; they simply verify the applicant's banking history information, including status of checking account, number of NSF's and current outstanding Mascoutah Cash Advance. When applying for online payday loans, it is very important to be truthful and correct in providing information and answering all questions or the application may be declined. When the fax is received the lender will verify the information is correct and administrate the loan. Most Mascoutah Cash Advance lenders will electronically deposit the loan amount in the applicant's checking account overnight, depending on the time of day the loan application was received and approved. Mascoutah Cash Advance lenders typically do not process loans on weekends. |
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