Bakersfield Payday Loan

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Many Bakersfield Payday Loan lenders now offer fax-less loans. Applicants begin the applications process by filling out and digitally signing an online application. Once submitted, the application is reviewed and you will be notified by phone or email regarding your status. If your Bakersfield Payday Loan loan is approved, you will receive the funds the next business day. Loans are typically approved within an hour and there are no documents to fax.

Currently, fees charged on Bakersfield Payday Loan range from $15 to $30 on each $100 advanced. The cost of getting payday loans should be viewed as a service charge. According to market research, banks and merchants charge an average non-sufficient funds fee of $24 per check. Credit card companies impose an average late fee of $26, while auto finance companies charge $23. In contrast, the average finance charge on a Bakersfield Payday Loan is about $18 per $100 borrowed.

Most online Bakersfield Payday Loan lenders offer clients the option of "rolling over" a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. In most cases the fees charged will double, meaning a $300 payday loan "rolled over" would incur a total fee of $60, requiring a repayment of $420. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly.

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	I have a regular source of income.
	I receive at least $1000/month.
	I have a bank account.